Kulia i ka nu’u – Strive for the summit. ~ `Ōlelo no`eau, Hawaiian proverb
Homeownership Opportunities with Kaua`i Habitat:
Kaua`i Habitat for Humanity provides opportunities for hardworking families in need on Kaua`i to build and buy their own home or make critical repairs to their existing home using its established self-help model.
How Can I Qualify?
With the help of funding partners, volunteers, and the community, Kaua`i Habitat builds modest homes that are sold to qualified families (whose household income is between 30-80% of the Kaua`i median income) at no profit, with a 0% interest mortgage loan. Among the requirements for new homeowners is a 1% down payment (based on estimated building cost) and a 700-hour “sweat equity” requirement. Sweat equity is the hours that homeowners must work alongside Habitat staff, local and visiting volunteers to build their home or that of another partner family. Visit our How Can I Qualify page for further details.
Mortgage payments along with grants, private contributions, volunteer labor, and sweat equity help Kaua`i Habitat keep costs low and enable us to build truly affordable housing.
New Home Construction Programs
`Ele`ele Iluna subdivision
House and lot. Read more about our subdivision plans here. To get on our notification list for this subdivision, click here.
Other locations on Kaua`i
House only, built on a lot you already own. Depending upon funding availability, Kaua`i Habitat may be able to build a Habitat home on a homeowner’s privately owned land (leasehold or fee simple). For fee simple land, a clear title is required. In the case of leasehold land, it is required that a mortgage be attached to the property. For participation in this program, all other Kaua`i Habitat qualification guidelines apply, including income guidelines. The value of the land will be taken into account when calculating overall net worth of the applicant.
House only, built on a Dept. of Hawaiian Homelands (DHHL) lease lot.
Opportunities with DHHL lease lots are managed directly by DHHL through their own selection process. At their discretion, DHHL may enter into a contract with Kaua`i Habitat for the construction of houses on DHHL land, using our self-help and team-build models. For more information on Dept. of Hawaiian Homelands programs, visit their website at www.hawaiianhomelands.org.
Repair and Renovation Program
Do you need to make a critical repair to your home? This program addresses critical repairs to a qualified homeowner’s existing, primary residence. Visit the Repair and Renovation page to see if your repair job fits our program guidelines.
Read real Kaua`i Habitat homeowner stories and meet other families who have participated in our affordable housing programs.
Hui `Ohana – for our Homeowners
Visit our Hui `Ohana page to see resources for our partner families.
Apply for Special Opportunities
Occasionally Kaua`i Habitat posts announcements of special opportunities available to existing Kauai Habitat homeowners. These offerings are made through our funding partners and may include restrictions depending upon the offering posted.